Archive for April, 2011

Planning for a Comfortable Retirement

When you do retirement planning, do you see yourself as resting on a couch, knitting patterns, and being taken care of by nurses in a retirement home? Or perhaps you would rather spend your retirement in a nice little resort during with one of the popular Fiji holiday packages?

Better yet, there are Bali Holiday Packages which you can book when you choose the right retirement plan. You can only have that wonderful Fiji vacation or that Bali Holiday Packages when you have a profitable retirement plan.

There are financial institutions and insurance companies that help people achieve these goals, but you have to remember that working hard for something as luxurious as these holidays is always a prerequisite. You have to take a look at the status of your financial health: are you investing enough money for retirement? How much are you earning per month? What are the expenses you need to start getting rid of? If you think you are not making enough cash, you better start looking for extra sources of income.

This can be a part-time job. There are many online jobs you can do in the comfort of your home. Writing jobs are the easiest. You may also try to become an online consultant for whatever your forte is: accounting, finance, management. If you want to have a good retirement, you have to start saving at least $1500 every month by the time you reach the age of 35.

This means that by the time you reach the age of retirement, you are secure about your retirement planning. You can spend your days cruising around the Caribbean, or visiting the beaches and towns in Asia, where retirement is less expensive.

That is why planning ahead is a crucial task for your retirement. Look for the companies that will increase your investment exponentially, and payout the benefits you deserve. Saving and increasing your income are two of the best ways to secure a good retirement.

 

The Benefits of Pre-Employment Assessments

In providing workplace health solutions, an astute employer promotes the need to consider the health and wellbeing of employees, from the point of recruitment, as a vital first step in the effective management of the employee life-cycle.

The costs associated with recruitment, the possible impact of work-related injuries and the resulting labour replacement costs provide a strong argument to support the introduction of pre-employment assessments as a key component in managing the health and wellbeing of employees.

Research demonstrates that implementing a pre-employment screening program results in significant health and financial returns.

  • Screened employees were found to hold a 3% injury rate compared to non-screened employees at 33% (Harbin & Olsen, 2005). The implementation of Australia’s largest Pre-Employment organisation is said to have reduced some of its key customers average workers’ compensation claim costs by 33%. This means that non-screened employees are 2.4 times more likely to sustain a muscular-skeletal injury than screened employees (Roshenblum & Shankar, 2006).
  • Non-screened employees caused 4.3 times higher costs of claims than screened employees (Roshenblum & Shankar, 2006).
  • Pre-employment screens also ensure a risk assessment is completed on the potential worker; this can help to mitigate against an organisations risk, in particular common law risk. The average Common law claim is now over $97,000 and is rising at a dramatic rate of 11%. (Q Comp, 2008)
  • The average costs of return-to-work cases were found to dramatically reduce when comparing injured workers who had passed screening vs those who had never been screened. The cost savings were found to be in excess of $18 per dollar spent on the pre-employment screen. (Littlejohn, 2007)
  • Pre-employment functional screenings were found to be effective in reducing the severity of work-related back sprains and accompanying medical costs and lost time from the workplace (Nassau, 1999).
  • Pre-employment screens allow for a base line reading for health screen items such as hearing and back strength condition, and lung function screens to be obtained on order to minimise any company’s exposure to permanent impairment liability.

A comprehensive pre-employment assessment can involve all or any combination of the following components:

Medical History, Alcohol Screening, Urine Drug Screening, Blood Pressure, Range of Motion, Upper Limb Testing, Posture, Back Care and Manual Handling, Cardiovascular Fitness, Lung Function, Audio Testing, Colour Vision, and Visual Acuity.

Candidates are screened by a thorough range of medical and physical tests specifically designed to correctly represent core work-related functional requirements. In all cases, a detailed report should be given highlighting the work-related functional restrictions and/or recommendations relating to the candidate’s proposed employment.

For more information about the management of corporate health, please visit http://www.konekt.com.au

 

Add Magic to your parties with a Brisbane Kids Party Magician.

No child’s party is complete without a magician showing their fabulous tricks in front of the kids! If you want to make your child’s party extra special, a Brisbane Kids Party Magician will be a perfect choice for you. children feel emotionally and psychologically attached to the idea of having magicians specially visit! For children, the real world is just an illusion and the mythical world is believable. Let’s admit it – for a period this probably was your way of thinking too when you were little.

Children’s parties, especially birthday celebrations, (ought to~should} be magical! We shouldn’t expect kids to be like adults in a party. They need to be with people who can capture their attention and make them enjoy being there. Party food, drinks and games can only bring our imagination so far. Kids, in the main, respond to whatever reinforces their innocent beliefs in life and a Brisbane Kids Party Magician will do precisely that.

Some adults may argue that parents should not patronise the idea of making children believe in a mythical world. They say that young people should be able to know what is real and what is not, because they must face the real world at some of their lives. This argument is valid, but psychologists also say that there is a value in reinforcing fantasy and magic in the minds of kids. This is the reason why the idea of Santa Claus etc is continued even though this idea is far from reality. To kids, the world should not be characterised in a complex manner. And the trick with magic is to say that it is not the be all and end all of everything. To our youngsters, a world of conflict, disaster, and crime does not exist. To them, the world means being able to talk with animals, being able to make things disappear in thin air, and pulling rabbits out of a hat.

Hiring a Brisbane Kids Party Magician is easy, affordable and could be the most appreciated that you can do. It is one of the best ways to ensure that your child will have an experience of a lifetime.